What you need
📊 Google Sheet / Notes App
🏦 Checking Bank Statement
✅ AutoPayTrack Best for India
See all subscriptions at once
✗ Only what you've manually added
✗ Buried in 100s of transactions
✓ Clean dashboard, instant overview
Alert before you're charged
✗ You must remember to check
✗ You only see it after charge
✓ Auto-reminder before every renewal
Monthly & annual spend total
✗ Manual calculation required
✗ Add it up yourself every month
✓ Auto-calculated in real time
Find hidden / forgotten subscriptions
✗ Misses everything you forgot
✗ Easy to miss recurring UPI charges
✓ Audit & track every service you have
Stays updated without effort
✗ Abandoned within 2–3 weeks
✗ Too tedious to sustain long term
✓ Set once, works forever automatically
Cost
Free, but painful & unreliable
Free, but always reactive — too late
✓ Free & proactive — prevents loss